PLACEHOLDER ribbon-blue.webp
Request a demo

One platform for personal auto MGAs, connected from lead to claim

Telematics-native. One thread from lead to claim.

Quote, policy, billing, service and claims on one record, telematics built in, alongside the systems you already run.

Request a demoSee how it works

The problem

Growth adds systems. Each one holds part of the customer.

What growth adds today

Consumer portalAgent portalRaterPolicy adminBillingDocument toolWorkflow queuesPayment vendorTelematics vendorData vendorImplementation team

None of them holds the whole one. The rekeying grows with the book.

What it does for an MGA

Modernize. Grow. Automate.

PLACEHOLDER icon-modernize.webp

Modernize
Your Stack

Keep the core, rater and billing you run today. Start with one product or state, expand once it's proven.

No rip and replace. No big-bang migration.

distribution icon

Grow
Distribution

Direct, agents and partners on one quote. Start online, finish with an agent. Appoint an agency and it quotes the same day.

Launch a new state once and every channel has it.

PLACEHOLDER icon-automate.webp

Automate
Workflow

Reinstatements, lienholder changes, returned payments: done under your rules, every step logged, exceptions to a person. Policy and telematics data carry through, lead to claim.

Your team keeps the calls that need a person.

How it works

One thread, lead to claim

Settled In motion Needs a person

01

Lead

Any channel, attributed from the first touch.

02

Quote

One quote, every channel, nothing re-entered.

Agent workbench
Quote [ID] · started online, continued by agent

[PRODUCT SCREEN PLACEHOLDER: shared quote state]

03

Bind

Pay, sign, and issue.

04

Policy

Endorsements to reinstatements, in sync with billing.

05

Billing

Notices, fees and plans under your filed rules. Every action logged.

Work log
Reinstatement · payment received · notice sent
Payment plan updated · verified · recorded

[PRODUCT SCREEN PLACEHOLDER: completed defined work]

06

Service

Exceptions go to a person, history attached.

Staff workbench
Exception · needs a decision · full history attached

[PRODUCT SCREEN PLACEHOLDER: routed exception]

07

Claim

FNOL to your TPA, with policy facts and approved telematics.

PLACEHOLDER icon-spark.webp

Telematics, connected to the lifecycle

Telematics on the same record as the policy.

Enrollment inside the quote, under your brand. Score, coaching and claims support on the policy record, used only as your filed program allows. A second thing for your agents to say besides price.

See the telematics program

Why Klarent

Personal auto, end to end, under control.

Not one more vendor in the chain. A platform built around the transactions personal-auto programs actually run.

01

Personal auto depth

Non-standard transaction depth built in: reinstatements, non-pay, fees, payment plans, endorsements, renewals, and cancellations kept in sync with billing, documents, and service.

02

Telematics that is native, not bolted on

Enrollment, scoring, coaching, approved product uses, service, claims support, and measurement share one record with the policy.

03

Agent and direct as one process

One quote and policy context across consumer, agent, payment, document, service, renewal, and claims interactions. Approved rates, underwriting authority, and producer attribution preserved.

04

Controlled automation

Automated tasks use only the actions you have approved. Each action recorded, each result checked, every exception routed to an accountable person. Decisions that move money or need a licensed person stay with your people.

05

Alongside your core first

Adapters to what you run, an exact copy of your filed products and rates, and side-by-side testing that proves the copy matches your rater. Start with the immediate problem and replace the core only if and when you choose.

Who it is for

Built for agent-led personal-auto MGAs.

Established regional MGAs, often non-standard or minimum limits, with a live book and systems that don't talk to each other.

Step 1

Connect

Plugs into the core, rater, billing and vendors you already run, and nothing has to stop.

Step 2

Adopt

Take only what you need now, from quote-to-bind across channels to a telematics program.

Step 3

Expand

Add policy, billing, claims coordination and deeper automation as it proves out, on your timeline.

Trust and control

Tenant isolation · Identity and access · Audit trail · Approvals and version control · Data rights and privacy · Resilience and recovery

[SECURITY ATTESTATION BADGE]

Next step

Request a demo.

See how one connected platform handles quote-to-bind, policy service, automation, and telematics for a personal-auto program, alongside what you run today.

Meet us at ITC Vegas 2026 · Booth 2054

We only use your details to arrange the walkthrough.

Thank you! Our team will contact you shortly!
Oops! Something went wrong while submitting the form.

Please reach us out at marketing@klarenttech.com